Terms of Service
These terms govern your use of carridinelegacy.com. By using the site, you agree to them. If you do not agree, please do not use the site.
What this website is
This site is general information about Carridine Legacy Group and the kind of work we do. It is educational in nature.
Nothing on this website is individualized financial, insurance, tax, or legal advice, and nothing here should be acted on without a conversation about your specific situation. Reading this site does not create a client or advisory relationship between you and Carridine Legacy Group.
No offer or solicitation
This site is not an offer to sell, or a solicitation to buy, any insurance or financial product in any state where doing so would be unlawful. Insurance and financial products are offered only to residents of states where the representative is properly licensed and appointed.
Disclosures
The commentaries and views expressed are for information and/or motivational purposes only. The views and opinions expressed therein are those of the individual speakers and do not necessarily represent the views and opinions of World Financial Group Insurance Agency, LLC., or any of their respective affiliates and employees.
Carridine Legacy Group is an entity that is comprised of individuals associated with World Financial Group Insurance Agency, LLC and World Financial Group, Inc., but it is not an affiliated company of World Financial Group, Inc., WFGIA, (In California dba World Financial Insurance Agency, LLC.), World Financial Group Insurance Agency of Hawaii, Inc., World Financial Group Insurance Agency of Massachusetts, Inc. nor WFG Insurance Agency of Puerto Rico, Inc. (collectively referred to as “WFG”).
These agents offer insurance products through World Financial Group Insurance Agency LLC., World Financial Group Insurance Agency of Hawaii, Inc., World Financial Group Insurance Agency of Massachusetts, Inc., (In California dba World Financial Insurance Agency, LLC) and/or WFG Insurance Agency of Puerto Rico, Inc., collectively WFGIA.
This material is intended for education and training purposes only and is not intended to be, nor should it be construed as, an offer or solicitation for the purchase or sales of any specific product, financial services or and other non-specified item. Neither World Financial Group Insurance Agency, LLC nor its agents may provide tax or legal advice. Anyone to whom this material is promoted, marketed, or presented should consult with and rely on their own independent tax and legal professional regarding their particular situation and the concepts presented herein. Tax and/or legal advice not offered by World Financial Group, Inc. or their affiliated companies.
Communications provided on this site and any linked site should not be construed as investment, tax or legal advice and should not be relied upon as such. Please consult your personal financial representative, tax professional or legal professional for further guidance on your particular situation. Information on this site and any linked site is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. All economic and performance data found on this site and any linked site is historical and not indicative of future results. Investing involves risk, including the possible loss of principal, and past performance is no guarantee of future results.
Many people have experienced various levels of success with World Financial Group. However, the experience of each individual may vary. This statement is not intended to nor does it represent that any individual results are representative of what all participants achieve when following the World Financial Group system.
WFGIA Headquarters: 6400 C Street SW, Cedar Rapids, IA 52499. Phone: 770.453.9300.
No guarantees
Insurance and financial products carry terms, conditions, limitations, exclusions, and costs. Product availability, features, and pricing vary by carrier, state, age, and underwriting. Nothing on this site guarantees any particular outcome, result, approval, rate, or performance. Any figures or examples shown are illustrative only and are not a promise of what you will receive.
Accuracy of information
We work to keep this site accurate and current, but tax law, insurance regulation, and product details change. We make no warranty that the content is complete or up to date, and we may change or remove content at any time without notice.
Third-party links
Links to other websites are provided for convenience. We do not control those sites, do not endorse their content, and are not responsible for their accuracy, security, or privacy practices.
Intellectual property
The content, design, logo, and marks on this site belong to Carridine Legacy Group and may not be copied, reproduced, or used commercially without written permission.
Communications
Email and website forms are not secure and are not appropriate for sensitive personal, medical, or financial information. Messages sent through this site do not constitute a request to bind, change, or cancel coverage. Coverage changes are effective only when confirmed in writing by the issuing carrier.
Limitation of liability
To the fullest extent permitted by law, Carridine Legacy Group is not liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on its content. The site is provided on an “as is” and “as available” basis.
Privacy
Our handling of information is described in our Privacy Policy.
Governing law
These terms are governed by the laws of the State of Michigan, without regard to its conflict of law rules.
Changes to these terms
We may update these terms at any time. The effective date above reflects the current version, and continued use of the site means you accept the updated terms.